Ohio Insurance Laws and Regulations Practice Exam

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Under a group health policy issued for XYZ Corp's employees, what must be issued to XYZ?

  1. A certificate

  2. A policy

  3. A coverage summary

  4. A notice of termination

The correct answer is: A policy

Under a group health policy, a policy is the legal document given to the policy owner, in this case XYZ Corp, outlining the terms and conditions of the insurance coverage. A certificate refers to the document given to each individual employee as proof of their coverage under the group policy. A coverage summary is a high-level overview of the group policy provided to employees. A notice of termination is not relevant to the question as it does not specify under what circumstances it is issued. Therefore, a policy is the correct answer in this scenario.

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