Ohio Insurance Laws and Regulations Practice Exam

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Conquer the Ohio Insurance Laws and Regulations Exam with our comprehensive guide. Boost your confidence and knowledge to ace the exam on your first try!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

In Ohio, legal action can be taken for up to how many years against an insurer for failure to pay health insurance claims after proof of loss was submitted?

1 year
2 years
3 years
5 years

The correct answer is: 3 years

Incorrect options - Option A: 1 year is too short of a time frame for legal action to be taken against an insurer, as it may not leave enough time for investigations or appeals to be made. -Option B: 2 years is longer than 1 year, but still may not be enough for thorough legal action to be taken and resolved. - Option D: 5 years is significantly longer than the correct answer of 3 years, and it is unlikely that an insurer would have that much time to deny or resolve a claim before legal action could be taken.