Ohio Insurance Laws and Regulations Practice Exam

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A life insurance policy sold in Ohio can be contested by the insurer only during the first ___ years of the contract.

  1. 1

  2. 2

  3. 3

  4. 5

The correct answer is: 2

A This option is incorrect because a life insurance policy sold in Ohio can be contested for more than one year. The contestability period varies by state, but it is typically longer than one year. B: This is the correct answer. A life insurance policy sold in Ohio can be contested by the insurer during the first 2 years of the contract. C: This option is incorrect because it suggests a contestability period of 3 years, which is longer than the correct answer. D: This option is incorrect because it suggests a contestability period of 5 years, which is longer than the correct answer.

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