Ohio Insurance Laws and Regulations Practice Exam

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Conquer the Ohio Insurance Laws and Regulations Exam with our comprehensive guide. Boost your confidence and knowledge to ace the exam on your first try!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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A life insurance applicant in Ohio may backdate the application for up to ___ months.

  1. 1

  2. 3

  3. 6

  4. 12

The correct answer is: 3

In the state of Ohio, an individual applying for life insurance has the option to backdate their application up to three months. This means that they may request for the date of their policy to be set after the actual application date, allowing for retroactive coverage. Options A, C, and D are incorrect as they do not align with the specific time frame allowed in Ohio. It is important to note that backdating insurance policies should be approached with caution as it may affect premium costs and policy start dates.