Ohio Insurance Laws and Regulations Practice Exam

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Conquer the Ohio Insurance Laws and Regulations Exam with our comprehensive guide. Boost your confidence and knowledge to ace the exam on your first try!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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A licensed agent must be ___ by an insurer to be eligible for soliciting insurance contracts.

  1. Licensed

  2. Certified

  3. Appointed

  4. Authorized

The correct answer is: Appointed

Being "certified" means that the agent has completed a certain training or education program, but it is not required for them to be able to solicit insurance contracts. "Authorized" usually refers to someone having the legal power or permission to do something, but this alone does not make them eligible for soliciting insurance contracts. "Licensed" is a general term, but it is not specific to being eligible for soliciting insurance contracts. "Appointed" means that the agent has been chosen by the insurer to represent them and sell their insurance contracts, making it the correct answer.